Lytle State Bank

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:

Debit card (initial access)		$10
Replace lost/stolen debit card		$10
Debit card cash withdrawal at ATMs we
	do not own or operate	$1
	Dollar limit per day	$400
Debit card combined usage
	Dollar limit per day	$1,100
	Point-of-sale, debit card debit or signature based
Automatic transfer between accounts held with us		$0.50
Check printing
	Fee depends on the style of check ordered
Cashiers check		$3
Money order		$2
Overdraft (each overdraft paid)		$25
	The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, ATMwithdrawal, or other electronic means.
Returned item charge (each)		$25
	The categories of transactions for which a nonsufficient funds fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means. This may result in multiple overdraft fee charges on the same day.
Account activity printout		$1
Account Research
	per hour	$15
	minimum charge	$7.50

Account balancing assistance
	per hour	$15
	minimum charge	$7.50
Telephone transfer from checking or savings
	per transaction	$1
	Minimum transfer dollar limit	$50
Stop payment - all items		$20
Outgoing wire transfer
	Customer	$25
	Non-customer	$35
Incoming wire transfer
	Customer - no charge
	Non-customer	$25
Garnishments		$25
	Plus any legal fees and research costs
Executions		$25
	Plus any legal fees and research costs
Levies		$25
	Plus any legal fees and research costs
Photocopies (each)		$0.25
Fax
	First page	$4
	Each additional page	$0.50
Safe Deposit Boxes *
	For deposit customers	$20
	3" x 5" (per year)
	Other sizes may become available
	*contents not FDIC Insured
New key charge - actual cost
Drilling cost for lost keys - actual cost